Navigating financial assistance programs in Alberta can be confusing. Three main programs exist to support residents: Employment Insurance (EI), Welfare (Income Support), and Assured Income for the Severely Handicapped (AISH). Each serves a different purpose, and understanding their differences is crucial. This guide breaks down each program’s eligibility, benefits, and application process.
What is Employment Insurance (EI) in Alberta?
Employment Insurance (EI) is a federal program that provides temporary financial assistance to individuals who have lost their jobs through no fault of their own. This program helps unemployed workers while they search for new employment or upgrade their skills.
Eligibility for EI
To qualify for EI in Alberta, you must:
Have paid EI premiums through your job
Have lost your job without cause (layoffs, company closure, etc.)
Be actively seeking work and available to work
Have worked a minimum number of insurable hours in the last 52 weeks (varies by unemployment rate)
How Severance Pay Affects EI
Severance pay can delay your EI benefits since the government considers it income.
Salary Continuance: If you continue receiving a salary, EI won’t start until payments stop.
Lump Sum Payment: If you receive a lump sum severance, you must wait until the covered period ends before receiving EI.
Can You Get EI if You Were Fired?
Yes, if you were fired without cause (e.g., downsizing, restructuring).
No, if you were fired for serious misconduct.
How to Apply for EI
Gather documents: SIN, ROE, personal ID
Apply online through Service Canada
Submit application and wait for approval
If denied, request reconsideration within 30 days
Can Deaf Individuals Apply for EI?
Yes! Deaf individuals can apply for EI in Alberta. Service Canada provides accessible services, including video relay service (VRS) and in-person assistance with interpreters.
-------------------------
What is Welfare (Income Support) in Alberta?
Welfare, also known as Alberta Income Support, provides financial aid to individuals and families who have little or no income.
Types of Assistance
Basic Needs – Covers food, shelter, clothing, and transportation
Medical Benefits – Helps cover prescriptions, dental, and eye care
Emergency Financial Aid – Provides assistance for unexpected expenses (e.g., rent, food, medicine)
Eligibility for Alberta Income Support
To qualify, you must:
Be an Alberta resident
Have low or no income/assets
Be actively looking for work (unless exempt)
How to Apply for Welfare in Alberta
Online via Alberta Supports
By Phone: 1-877-644-9992
In-Person at an Alberta Supports Centre
Can Deaf Individuals Apply for Welfare?
Yes, Deaf individuals can apply for Income Support and receive disability-related benefits. Alberta Supports offers accessibility services.
-------------------------
What is AISH (Assured Income for the Severely Handicapped)?
AISH provides financial and health benefits to Albertans with a permanent disability that prevents them from working.
AISH Benefits
Monthly living allowance
Medical coverage (prescriptions, dental, vision)
Employment support (for those able to work part-time)
Eligibility for AISH
To qualify, you must:
Be 18+ and a resident of Alberta
Have a severe, permanent medical condition
Meet income and asset limits
How to Apply for AISH
Apply online via Alberta AISH
Call 1-877-644-9992
Can Deaf Individuals Apply for AISH?
Yes, Deaf individuals can qualify for AISH if their disability significantly affects daily living and employment.
Comparison Table: EI vs. Welfare vs. AISH
Feature | Employment Insurance (EI) | Welfare (Income Support) | AISH |
Who Qualifies? | Unemployed individuals with EI contributions | Low-income individuals/families | Adults with permanent disabilities |
Type of Assistance | Temporary financial aid | Basic needs & medical benefits | Monthly living allowance & health benefits |
Duration | Limited (varies by work history) | Ongoing (as long as criteria are met) | Permanent (subject to review) |
Application Process | Service Canada | Alberta Supports | Alberta AISH |
FAQs
1. How much is welfare in Calgary?
It depends on your situation. In 2023, a single person received about $866/month.
2. Which province has the highest welfare payments?
In 2023, Prince Edward Island had the highest welfare income at $50,930 for a family of four.
3. How long does it take to get approved for income support?
It typically takes two weeks, but emergency funds may be available sooner.
4. What is the maximum AISH payment?
As of 2023, the maximum AISH payment is $1,787 per month.
5. Can I get emergency financial help in Alberta?
Yes. Alberta Emergency Funds provide help for food, rent, medical needs, and shelter.
Employment Insurance (EI), Welfare (Income Support), and AISH serve different financial needs in Alberta.
EI helps unemployed workers temporarily.
Welfare supports those with little or no income.
AISH assists individuals with severe disabilities.
If you need financial assistance, review the eligibility criteria and apply for the most suitable program. Accessible services are available for Deaf individuals to ensure equal support.
For more details, visit Alberta Supports or Service Canada.
Comments